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How to Play Panda Card

Your complete guide to buying, selling, mining, and earning. Read this before you start trading.

Panda Card Dashboard

list_altStep-by-Step Guide

Step 1

Create an Account

Visit the app and sign up with your email. You can start in Demo Mode to explore freely without spending real money. When you are ready, switch to Live Mode.

Step 2

Fund Your Deposit Balance

Deposit a minimum of ₦20,000 (or local equivalent) using Paystack or Flutterwave. This money goes into your Deposit Balance, which is used to buy cards. You cannot withdraw from this balance.

Step 3

Buy Cards from the Marketplace

Browse the Marketplace. You can buy each card only once. Pay using your Deposit Balance plus a small Coin fee. Once you buy a card, it is yours to keep, trade, or mine.

Marketplace
Step 4

Trade with Other Users

Go to the Trade section. You can list cards you own and set your own price (up to the maximum ceiling). If someone buys your card, the money goes straight to your Earnings Balance.

Step 5

Mine for a 70% Reward

Go to Mining. Select 3 eligible cards and confirm. The cards will be permanently consumed (burned), and you will instantly receive 70% of their value as withdrawable cash in your Earnings Balance. You can mine twice a day.

Step 6

Complete the Daily Combo

Every day, the app assigns you a specific card to find. If you acquire it and submit it, you earn Diamond Points (DP). You need 600 DP for every ₦20,000 you want to withdraw.

Step 7

Withdraw Your Money

Go to Wallet and request a withdrawal from your Earnings Balance. Minimum withdrawal is ₦20,000. You must have enough Diamond Points, and a 15% fee applies. Withdrawals require admin approval and take up to 48 hours.

helpFrequently Asked Questions

question_answerWhat is the difference between Deposit and Earnings Balance?
Deposit Balance is money you put in to buy cards. It cannot be withdrawn. Earnings Balance is money you made from selling or mining. It can be withdrawn to your bank.
question_answerWhy did my card disappear after mining?
Mining is a consumption mechanic. When you mine, you burn 3 cards to extract their cash value (70%). The cards are destroyed forever, which creates scarcity in the market.
question_answerHow do I get Diamond Points (DP)?
You get DP by completing the Daily Combo. You can also maintain a 5-day streak to earn bonus DP. DP is required to withdraw cash.
question_answerWhat happens if I don't play for 60 days?
If your account is inactive for 60 days, a 10% decay fee is applied to your balances every 10 days. If your balance reaches zero and stays inactive, your account will be deleted.

bookGlossary

Demo Mode
Simulated play
Mining
Burn cards for cash
Diamond Point
Required for withdrawal
Demand
User interest in a card
Hot
High demand cards
Cold
Low demand cards

Ready to Start?

Open the app and explore safely in Demo Mode.

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